---
title: "What Is CNA (Capital Needs Assessment)? | Calibre Glossary"
description: "A capital needs assessment is a physical inspection and cost forecast of a multifamily property's repair and replacement needs, submitted through HUD's CNA."
url: https://calibre.multisites.ai/glossary/capital-needs-assessment
publisher: Calibre Commercial Inspections
phone: "+1-208-305-6245"
email: Schedule@CalibreCBI.com
---

Standards and reports

# Capital Needs Assessment (CNA)

A capital needs assessment is a physical inspection and cost forecast of a multifamily property's repair and replacement needs, submitted through HUD's CNA e-Tool for HUD-related transactions.

## Why it matters

HUD uses the CNA to size repairs and reserves for FHA-insured loans, RAD conversions and other multifamily milestones. It is more prescriptive than a standard PCA because HUD sets the format and tool. Owners and lenders should confirm which CNA version and assessor registration HUD requires.

Source: [hud.gov](https://www.hud.gov/hud-partners/multifamily-cna)

[Related Calibre serviceCapital Needs Assessments](https://calibre.multisites.ai/cre-services/capital-needs-assessment)

## Where we discuss it

-   [How Long Is a Property Condition Assessment Valid?](https://calibre.multisites.ai/cre-inspector-insights/how-long-is-a-property-condition-assessment-valid)
-   [HUD CNA vs. PCA: Which One Does Your Loan Need?](https://calibre.multisites.ai/cre-inspector-insights/hud-cna-vs-pca)
-   [Immediate Repairs vs. Replacement Reserves in a Property Condition Assessment](https://calibre.multisites.ai/cre-inspector-insights/immediate-repairs-vs-replacement-reserves-pca)
-   [ASTM E2018-24: What the Current Property Condition Assessment Standard Covers](https://calibre.multisites.ai/cre-inspector-insights/astm-e2018-24-property-condition-assessment-standard)

## Ready for your next inspection?

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[Request a proposal](https://calibre.multisites.ai/request-proposal) [(208) 305-6245](tel:+12083056245)