---
title: "What Is Repair Reserve? | Calibre Glossary"
description: "A repair reserve is money a borrower deposits at closing to pay for specific property repairs required by the lender, such as those listed in Freddie Mac's."
url: https://calibre.multisites.ai/glossary/repair-reserve
publisher: Calibre Commercial Inspections
phone: "+1-208-305-6245"
email: Schedule@CalibreCBI.com
---

Financing and lending

# Repair Reserve

A repair reserve is money a borrower deposits at closing to pay for specific property repairs required by the lender, such as those listed in Freddie Mac's Letter of Commitment.

## Why it matters

The reserve ties the loan to repair completion. Servicers monitor progress and enforce deadlines. Repair scopes and costs often come from the property condition report.

Source: [mf.freddiemac.com](https://mf.freddiemac.com/docs/chapters/mf_guide_ch_39.pdf)

[Related Calibre serviceThird-Party Loan Servicing](https://calibre.multisites.ai/cre-services/third-party-loan-servicing)

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